:root{--ink:#0e1a26;--muted:#5b6b7c;--line:#e3e8ee;--accent:#0a5c8a;--accent2:#0d7a5f;--bg:#f6f8fb}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--accent)}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header{position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:66px;gap:16px;flex-wrap:wrap}
.brand{font-weight:800;font-size:19px;letter-spacing:.3px}
.brand span{color:var(--accent)}
.brand small{display:block;font-weight:500;font-size:11.5px;color:var(--muted);letter-spacing:.2px}
nav.menu a{color:var(--muted);text-decoration:none;margin-left:20px;font-size:15px}
nav.menu a:hover{color:var(--accent)}
nav.menu a.on{color:var(--accent);font-weight:600}
.lang{margin-left:18px;font-size:13px;color:var(--muted)}
.lang a{margin-left:8px;text-decoration:none;color:var(--muted);border:1px solid var(--line);padding:3px 8px;border-radius:6px}
.lang a.on{background:var(--accent);color:#fff;border-color:var(--accent)}
.hero{background:linear-gradient(158deg,#0b1b2b,#123c58);color:#fff;padding:76px 0 68px}
.hero h1{font-size:39px;line-height:1.2;margin:0 0 16px;max-width:820px}
.hero p{font-size:17.5px;color:#c8d8e6;max-width:720px;margin:0 0 26px}
.hero .kpis{display:flex;gap:34px;flex-wrap:wrap;margin-top:30px;border-top:1px solid rgba(255,255,255,.16);padding-top:24px}
.kpi b{display:block;font-size:25px;line-height:1.2}
.kpi span{font-size:13px;color:#9fb6c9}
.btn{display:inline-block;background:#fff;color:#0b1b2b;padding:13px 24px;border-radius:8px;text-decoration:none;font-weight:600}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.45);margin-left:10px}
section{padding:62px 0}
section.alt{background:var(--bg)}
h2{font-size:27px;margin:0 0 8px}
h3{font-size:17px;margin:0 0 8px}
.sub{color:var(--muted);margin:0 0 32px;max-width:820px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(265px,1fr))}
.card{border:1px solid var(--line);border-radius:12px;padding:22px;background:#fff}
.card p{margin:0;color:var(--muted);font-size:15px}
.tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--accent2);background:#e8f5f0;padding:3px 9px;border-radius:20px;margin-bottom:10px}
table{width:100%;border-collapse:collapse;font-size:14.5px;margin:6px 0 12px}
caption{text-align:left;font-size:13px;color:var(--muted);padding-bottom:8px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left}
thead th{background:#eef3f8;font-weight:700}
tbody th{background:#fafbfd;font-weight:600}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{padding-left:24px;position:relative;margin-bottom:9px;color:var(--muted)}
ul.check li:before{content:"✓";position:absolute;left:0;color:var(--accent2);font-weight:800}
.faq{border-top:1px solid var(--line);padding:18px 0}
.faq p{margin:0;color:var(--muted)}
.note{border-left:3px solid var(--accent);background:#f2f7fb;padding:14px 16px;border-radius:0 8px 8px 0;font-size:14.5px;color:#33475b}
.cta{background:var(--ink);color:#fff;text-align:center;padding:60px 0}
.cta h2{color:#fff}
.cta p{color:#c3cfdb}
footer{background:#0a1420;color:#8fa0b4;font-size:14px;padding:36px 0}
footer a{color:#c8d8e6;text-decoration:none}
footer .cols{display:grid;gap:26px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));margin-bottom:22px}
footer h4{color:#fff;font-size:14px;margin:0 0 10px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:6px}
.copy{border-top:1px solid #1b2a3a;padding-top:16px;font-size:12.5px;color:#6b7c90}
@media(max-width:680px){.hero h1{font-size:28px}section{padding:42px 0}nav.menu a{margin-left:0;margin-right:14px}}